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In 2012, according to a study by ACCA, over twelve million short term payday loans were arranged in the UK. The market regulators are putting in restrictions in order to support customers, which could be one of the components in the steady decline in people today applying payday loans given that 2014. There may possibly be some form of service charges for extending or rolling over a loan, but it constantly depends on the lender and you will need to go over this aspect in advance.