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Thanks Whcobb, I am glad this hub on financial management motivated you into considering of evaluating your financial standing..Cheers! The better money management abilities you have and use now will imply a superior retirement for you and your household. An typical housewife will seek option approaches of finding extra worth for the revenue she spends. Promotes efficiency: great financial management does not give area for wastes and inefficiencies that characterizes poor financial management and decision generating.